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Finally ready to do a new payday update.

July 23rd, 2010 at 03:56 pm

I was so far behind from my slacking that I had no idea of how to catch up on my blog. So I'm skipping the past couple of months of payday updates and starting fresh. Over the time that I skipped everything financially was going ok. I made a few puchases but nothing major and everything was paid in cash or on my credit card and paid off in full.
I bought a new vacuum cleaner recently. The one I had still worked but it did a terrible job and sort of blew dust back out. So I bought a nice Dirt Devil for about $88. Like it a lot so far. I can't see paying 500 for a Dyson or such even though I was tempted.
The only slip up financially that I've made was I was a day late paying my credit card bill and got charged a penalty. They wouldn't take the penalty off but it truely was my own fault. Thats pretty minor in the scheme of things.

So yesterday was payday. I made more than usual because I scheduled some Personal Days and for some reson they didn't give me my normal dasys off in addition. So I ended up getting an extra days pay. My next check will have 2 extra days as well. So I feel rich.
After deducting my regular budgeted items I kept out $120 for spending money. That also includes groceries and such. Gasoline is on the Budget and I use my credit card for that.
Put $98 into my Travel Fund.
Put $100 into my Antarctica Fund.
Put $60 for my IRA.
And put the usual $50 into extra Mortgage Principal.

That pretty much covers it. It might sound like pretty measly amounts to most of you but for me this was a good paycheck. My checks are measly. LOL.


11 Responses to “Finally ready to do a new payday update.”

  1. creditcardfree Says:

    You are doing great! We are all at different places.

  2. north georgia gal Says:

    Those don't sound measly to me! Wish I had the ability to put money away like that!

  3. NJDebbie Says:

    I think you do a wonderful job managing your finances! Keep up the good work.

  4. scottish girl Says:

    I wish I could put that amount away. I know what you mean though, the amount I put away is tiny compared to others.

  5. Rick Says:

    Over time that extra $50 will make a difference.
    Keep up the good work. :-)

  6. PatientSaver Says:

    You have an Anarctica fund now???? Wow! You really get around.

    I'm sorry your credit card issuer wouldn't lift that late payment penalty. I think that happened to me once cus i was on vacation. I complained, and they removed it becus i was super annoyed and i was, after all, a "loyal customer."

    I agree that vacuum cleaners are so expensive. I've considered replacing my little Eureka canister, which is over 20 years old now, but really, I like the way it works. I've had to repair it several times, but it still beats the cost of a new one.

  7. Toyguy1963 Says:

    Thanks everyone. Your comments are always kind and encouraging.

    PatientSaver - Yeah they were nice about it but said they have a policy against canceling a late fee unless it fits into certain catagories. Its a bit upsetting but like I said it was my own fault. The credit card has actually been very good to me over the years.

  8. Homebody Says:

    Wow I watched that movie Whiteout I think it was. Antartica looked beautiful, but way toooo cold for me!

  9. Toyguy1963 Says:

    Thanks Homebody. I prefer it to be warm myself but I think Antarctica is worth a little bit of cold. besides if I ever get to go I'll be on a warm ship most of the time. Its so expensive though that it will take me a long while to save enough.

  10. terri77 Says:

    Antarctica here you come! You'll get there. Slowly, but surely.

  11. Toyguy1963 Says:

    Thanks Terri. I have heard of a slow boat to China but never a slow boat to Antarctica. LOL.
    Yep I think I'll get there eventually.

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