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Home > Archive: February, 2009

Archive for February, 2009

New Razor

February 25th, 2009 at 09:31 am

Splurged on my day off and bought the new razor I needed. So far it seems pretty good. I really didn't want to spend the money on it. Saved almost 8 dollars cause of my employee discount. I'm also supposed to be getting a manufacturers rebate but they haven't sent me the rebate form yet.

Nothing much else to write about. Since I've been blogging a little more about my goals in general it has helped me stay more focused on them. My next little "mini-goal" is to get my taxes done. I'm going to try to at least take them in to the tax preparer before the end of the month. The month is almost gone so I'm pushing that a bit. I mainly just have to get off my butt and gather all my paperwork.

Everyone have a great day

Payday goal update

February 19th, 2009 at 10:22 pm

Doing pretty well with my goals i think, although in a way I'm cheating a bit. Basically I pad my checking account way more than I really should. In some ways thats a bad thing but it gives me peace of mind in that I never have any fees or
or shortages. I also do receive a small amount of interest on my checking. Anyways, I was way too
padded in my checking so I sat down and calculated my expenses and decided that
I could easily tranfer $1700 from my checking into my saving for my IRA.
So that put me over the 4000 i was saving for this years IRA. So thats a goal completed! YAY ME! Even if I did cheat a little.

With my current paycheck I'm paying myself back $54 more dollars for the car repairs in december. Now I only owe myself $90. I'm putting $40 towards my extra mortgage for Feb. and putting $10 towards my 2010 IRA goal. So I think its coming along very nicely. Everything I've listed is either on track or ahead of the plan.

I need to buy a few things. They really are needs not wants. I need a new razor, a few work cloths, and a new pair of shoes. I pretty much already have the money for these things. I try to save up for these kinds of things separately though. I also need to do some home repairs this spring or summer that could be difficult to save up for.
First things first though. I'll buy the razor sometime in the next couple of days. My old razors are either dead or shave like a club. Its time for a new one.

I got a message on my answering machine when I got home tonight that the bank want me to call them. I don't think its anything bad but that sort of call is always a little scary. I'll make a post tommorrow to let anyone that may care know what they want.

a few odds and ends

February 11th, 2009 at 10:44 am

Found another dime yesterday. I seem to only find dimes or pennies lately. I think its mainly cause of the size people have a hard time holding on to them. If only I could design a new U.S. $20 bill thats hard to hold on to. LOL.
I supppose people already have enough of a hard time holding on to their money as it is.

I just got my electric bill. It went up the past 2 months a tiny bit but I'm not complaining. I don't know of anyone that has a lower electric bill than mself. It was for $20.15. So I can't really complain at all.

I attended an AAA virtual travel expo last night. It was interesting but not much use for me. They didn't put enough information to suit me. Basically you have to contact a real travel agent with anything you are interested in so that
they can sell you a vacation. I don't like that cause I want the info. put in front of me so I can decide for myself what I want. I notice thats pretty common little trick though. They think if they let you make your own decisions that you might choose someone else. That trick doesn't work well on me. I remember once having a similar situation at a car dealer. I walked out and bought a car from someone else. If the first guy would have answered my questions the way I asked him to I would have purchased the car from him. Anyways, otherwise the travel show was interesting and has a lot of potential. I was impressed how it was set up to feel like you were in a real live place seeing a real live travel expo.

Well thats all I can think of for now. I have just been trying to keep up a little bit better with my blog. I have to go to work in about 20 minutes. Looking forward to being off friday and saturday. I'm not doing anthing all that special
but it will still be nice having weekend days off for a change.

a few little notes

February 8th, 2009 at 09:53 am

I finally put my goals up on my sidebar. That will make it easier to keep track of. I actually have lots of little goals but they are not real specific and not totally financial so I don't bother putting those things up. Plus all my goals change a little from month to month depending on what life throws at me.

I also put a picture of myself up. Its me on a "good day" so look at our own risk. LOL. I don't plan to leave it up long. I think I'll put a different picture up like once a month or something.

I found a dime last last night. I've been putting any found money into a separate piggybank. I probably have about 80 cents in it. I'm going to save that money up to buy some little things that I want but don't want to spend my real money on.

Well thats all I got to write for now. Have to head for work soon anways. Have a great day!

Finally PAYDAY, Goal Update.

February 6th, 2009 at 10:37 am

Getting paid every 2 weeks seems like it takes forever sometimes to make progress.
After everthing else is accounted for, I'm adding $20 towards my extra mortgage payment for February. I'm still keeping slightly ahead of my goal for that so I'm happy with it. And paying myself back $70 for the car repairs from December. I now still owe myself $144. I think I'll budget that money to be paid off over 3 paychecks so I'll be done with that goal before the end of march.
I'll also have my Efund goal started by that time.
April is a 3 paycheck month for me so I count one of them as an extra. I'm going to divide that check up into several various funds to try to get the most impact out of it.

Nothing much else is new. I'm looking forward to this time next week. I'll be off friday and saturday to use up some vacation hours. I'll probably go see the "Fri. 13th" movie and I might go out for a fish dinner.