June 27th, 2009 at 04:54 pm
Got my paycheck on Thursday night. Its been a little better lately than whats it was for a long time. It just depends on how much they cut my hours from week to week.
I haven't been able to save much of anything lately. Been focusing on keeping my head above water and all the basic stuff. After allowing for all my bills, and taking out my needed spending money, I was able to put $50 towards the extra Principal of my mortgage (thats become a habit now), put $10 toward my 2010 IRA, $10 to E-fund, and $10 to Travel Fund. That left me with $90 extra that I just left in checking to continue replenishing my cusion in there.
I also had a check for $10 from MySurvey that I deposited to go into my travel Fund.
Good news for the 4th of July work schedule is that I have fairly close to my regular hours plus I'll get holiday pay so that means I'll have a pretty good check coming up.
I'm surviving OK without TV. I haven't had cable in a long while and just didn't want to get the digital tv box, so now I can't watch TV at all. I really don't mind too much. I did notice though that I'm spending more time online. I still watch a good bit of DVD or VHS movies. I have my own collection plus I get them from the Library.
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June 21st, 2009 at 05:20 am
Decided to get a service plan added to my gas bill that covers any inside repairs to my gas or electric lines. I normally
have always felt these kinds of plans were a waste of money and refused to buy
into them. But weighing the pros and cons I think that right now its a good investment. The plan is going to be $4.95 a month. That doesn't seem too outrageous. And my home is an older home
that who knows when something will break.
But the main reason I signed up was cause the city is going to completely
re-do my street. They are paying for it entirely from some kind of grant. But I was thinking that if they mess up and make some kind of mistake it could damage something inside my home that they might not want to fix. So this will help give me some peace of mind JUST IN CASE.
Hopefully I made a smart decision. Even if I didn't I don't think the cost will kill me, and I can cancel it anytime with 30 day notice.
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June 11th, 2009 at 04:08 pm
Did anyone else have problems with this website the last couple of days? It set my virus scanner off with a trojan virus. Then the next day there were no blogs to read. I was surprised when I got on today and it looks like nothing had happened.
Anyways, today is payday. Its a real good one for a change. I need it.
Because I had been on vacation I'll actually get paid a full 40 hours per week instead of the 36 or 38 hours I've been working lately. Now if only I could figure out how to take vacation permanently.
I'll also get an extra day of pay because Of memorial day. And we got a bonus of
$206.
I'm taking out my usual spending money and putting $50 towards the extra Principal of my house payment. The rest is all going into my checking. It will help build up the cusion plus I have dental work coming in the near future that is kind of expensive.
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June 7th, 2009 at 04:52 pm
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June 6th, 2009 at 04:08 pm
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June 5th, 2009 at 06:06 pm
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June 4th, 2009 at 11:11 pm
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June 4th, 2009 at 10:10 pm
I've been on vacation for almost 2 weeks now. It has gone by fast but it also feels like I've been off forever. I haven't had a chance to read very many blogs.
Did my camping trip which went pretty well. The highlight was an 18 mile canoe trip on the mohican river. Then went on my trip to Costa Rica (FINALLY).
Costa Rica is beautiful for the most part. There are a lot of poor sections with trash and stuff laying around. And its difficult for those of us that can't speak Spanish. But overall its a great place to visit. It kind of grows on you the longer you are there too.
I'm going to try to put up a couple of my pictures on here. The canopy zip lines were one of my favorite things. I stayed in San Jose and just took day trips to the various activities I wanted to do. If I get to return there I would spend part of the time in Monteverde which is more out the in countryside.
On my payday update I just got my check from last week yesterday. I deposited the entire thing. I pretty much am using the entire check for my usual expenses and
replacing the cusion in my checking account. My cusion has taken a huge beating as of late and it will take me awhile to get back on track. But I'm not in any debt or anything so thats a good thing. I will also use $50 as usual from that check to go into paying extra on my mortgage. So I'm doing ok. Just have to
slow down now on the spending, be a little more frugal, and start working a little harder on my goals.
It will take me a couple of months to get in what I consider good financial shape.
I did some MySurvey surveys today and redeemed points for $10. I'll put that into my vacation fund. I've got several places I want to go.
Vacation planning is kind of a side goal and hobby for me.
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