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Finally my 2010 Goals

February 27th, 2010 at 10:06 am

Well it seems kinda late but finally posting my 2010 goals. Nothing very exciting or drastic.
I pretty much made them before the new year but it took me this long to post them.
Its going to be difficult getting much accomplished this year. Its hard just keeping my head above water most of the time. Last year's goals were accomplished but had a lot of setbacks. Things mostly just kept breaking and needing fixed or replaced. I bought a new laptop, HAD to buy a new washing machine, had several small car repairs. This year already had a small car repair that I am paying myself back for.
But I am thankful that I am able to do these things and still be able to get my little goals done without
incurring any debt. I also have a roof over my head and haven't starved to death as of yet.

So without any further ado here is my list of 2010 goals.

- Pay myself back for latest car repair (rear breaks)
- Add $400 to my E-Fund
- Continue putting whatever money I can into IRA fund for 2010 and 2011.
- Put $3000 into IRA for 2010
- Have income taxes done before end of March
- Continue paying at least $100 extra on Principal of my mortgage each month
- Continue putting whatever extra I can afford into my Travel Fund
- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets.
- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.


I also want to post what I call my Lofty Goals for 2010. These are goals that I am highly unlikely to actually do. But I'm hoping by posting them that they may give me some incentives to work on.
If I accomplish anything at all off this list it will be all gravy.

- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it.
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.

Thats all the lofty goals I can think mof for now but its going to be tough just getting the regular ones done.
I still have to post my goals on my sidebar later on.

11 Responses to “Finally my 2010 Goals”

  1. creditcardfree Says:

    Wow! Paying off a mortgage. I like that goal.

  2. toyguy1963 Says:

    meeeeeeee too. Thanks ccf

  3. Ima saver Says:

    Nice goals!!

  4. fern Says:

    i think travel to places one's never been before is one of the best ways to spend your money!

  5. toyguy1963 Says:

    Thanks Ima and Fern.

    Yes Fern travel is very important to me. I can't afford to go to as many places as I would like but I save and do what I can.

  6. skydivingchic Says:

    DBF and I went to Antarctica in 07/08 and it was simply beyond fabulous. Travel is also very important to us and thoughts of our next trip keep me working hard. Good luck meeting your goals - both "normal" and lofty!

  7. toyguy1963 Says:

    Thanks skydivingchic. I've especially been lusting over Antarctica since there was a program a few years ago on the Travel Channel about Quark Tours cruise there. It looked so amazing.
    Good luck with your goals and travel plans too!

  8. pjmama Says:

    Hey there Smile Just curious what part of Ohio you're from. I'm an Akron gal myself. Good luck with the goals Smile

  9. toyguy1963 Says:

    Hi pjmama. I live pretty close then. I live in Medina.

  10. Jerry Says:

    Why West Virginia, I wonder? (I will be visiting there next year, but I've never been. Is it nice?) Antarctica sounds amazing, and it's one of the places I want to take my kid someday... but you are right, it is really expensive and will need to lead to a special savings fund in order to have any insurance of it actually happening. Good luck with crushing that mortgage this year!

  11. toyguy1963 Says:

    Thanks Jerry. Nice comments.
    I've been to West Virginia a couple of times and its beautiful there. Lots of wooded areas and outdoor activities. I went rafting there a couple of years ago and it was a lot of fun but a little too scary for me. I'm not sure I would do that again. But there are caverns near the rafting place that I want go on what they call a wild cave tour. I also want to do a canopy tour there and maybe try some rappeling.

    I hope you and your son get to see Antarctica someday. There might come a time soon when tourist aren't allowed there anymore.

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