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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

Payday update time.

February 6th, 2010 at 07:10 pm

Got paid on Thursday. Put $50 as usual towards extra mortgage principal. I'm doing well on that part and still plan on paying off my house in the next year or so. After all my budgeted things were taken care of left me with only $25 extra
from my check which will go to paying myself back for the last car repair I had. I still have my cell phone in my budget even though I canceled it a couple months ago. I'm going to put that money ($29) towards my car repair too. So now I still owe myself $218. The repair was already bought and paid for when I had it done but i'm just re-paying myself for it as though it was a loan.

Got the new washing machine FINALLY today. Its a simple basic Maytag and seems to work wonderfully. Really happy and relieved since washing my cloths has been such a hassle the past few months.

It snowed here a lot last might. I'm a little bit burried in my driveway buit I'm about to dig myself out soon. I don't think the roads are bad right now though.

Posted in Uncategorized | 2 Comments »

2 Responses to “Payday update time.”

patientsaver Says:
February 7th, 2010 at 09:17 pm 1265577431
1265577431

Wow, you'll have your mortgage paid off in a year or so? I'm so jealous.
toyguy1963 Says:
February 8th, 2010 at 03:46 am 1265600812
1265600812

Thanks, Yes it will be nice. I want it paid in 20 years or less instead of the 30 its scheduled for.

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The Toyguy's Blog

Chugging along at a snail's pace.

Payday update time.

2 Responses to “Payday update time.”

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