Well Thursday I got my first ever direct deposited paycheck. It was pretty easy and painless but for me I would rather still get a paper paycheck and take it to the bank. Maybe I'm old fashioned.
I deducted my regular budgeted amount and took out my spending money. My spending money was $120 but varies each paycheck a little. I use that money for eating out, any fun activities (like movies, etc) and groceries. So $120 doesn't really go too far for 2 weeks.
I put the usual $50 towards the extra Principal of my Mortgage. I'm sticking to my plan on that but wish I could do a little better.
Put $40 to my 2010 IRA.
Put $60 towards payback for the car repair from July. I now owe myself $100 for that.
Put $18 for the step ladder I wanted to buy. I used my credit card but that 18 bucks is in the bank waiting to pay it off.
That left me with $17 extra money that just stays in my checking as a cushion.
Next paycheck is what I consider an extra check cause I get 3 instead of 2 in October. Yay! I budget my extra check a little differently but nothing drastic.
It will be nice being able to use some of it towards my travel fund.
Payday
September 20th, 2009 at 04:52 pm
September 20th, 2009 at 06:55 pm 1253472958
September 21st, 2009 at 01:06 am 1253495201
September 21st, 2009 at 12:50 pm 1253537418
You're doing all the right things with your money. (Pat on back.)
Boo hoo, I'd been looking forward to 3 paychecks in October, too, but that was not meant to be.
September 21st, 2009 at 05:48 pm 1253555288
I know I'll get used to DD but I am pretty stubborn and don't think I'll ever completely like it. :-)
Whitestripe, I used to have a checking account that charged me 25 cents to write a check. Now I don't have any fees at all.
Thanks Fern for the nice words. Not sure if I'm doing all the right things but I do try, and I stay out of debt. Don't want to go down that path ever.