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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

Vacation Pics Number 4

June 7th, 2009 at 04:52 pm

Last entry for the vacation pictures of Costa Rica. I'm glad some of you enjoyed seeing them and I enjoyed showing them.

This is just a view of the forest from the canopy tour.

There were lots of leaf cutter ants and the sign points them out cause they bite.

Here is the hotel I stayed at. Its not a fancy hotel but it was very comfortable, had internet access and cable TV and was very reasonably priced.

Here's just a typical view of a street in San Jose. You can see what the official taxis look like, and the misty mountains in the background.

This is a nice view out in the countryside. There were lots of farms and plantations. You can tell just by looking at it how fertile the soil must be.

Last but not least. This was one of my favorites. Very poisonous but cute. These were the frogs from the movie Apocalypco that they made poison darts out of.

Posted in Uncategorized | 8 Comments »

8 Responses to “Vacation Pics Number 4”

Blue Eyes Says:
June 7th, 2009 at 05:08 pm 1244394492
1244394492

Very nice! Thanks for sharing!
creditcardfree Says:
June 7th, 2009 at 05:14 pm 1244394852
1244394852

Thanks again for sharing. I love those little frogs. Our zoo has some blue poison dart frogs that look just like that.

Just glanced at your side bar. Are you aware the maximum IRA contribution allowed is $5,000? I noticed you saved $4K and are already saving towards 2010. It might not hurt to get that money in there now while prices are low. Of course, you may have another plan!!
toyguy1963 Says:
June 8th, 2009 at 03:55 am 1244433333
1244433333

Thanks Creditcardfree for the info about the IRA. I do know that the max is $5000 but yeah my plan is somewhat different. I basically have so many things that I need to accomplish with a pretty limited income. So I have set my own max at $4000 so that I can put the rest of the money towards other things. I just can't afford that extra thousand.
Broken Arrow Says:
June 8th, 2009 at 12:34 pm 1244464450
1244464450

Thanks again for sharing!
dmontngrey Says:
June 8th, 2009 at 04:56 pm 1244480167
1244480167

Ooh, more great pics! Poison dart frogs are so cute. I have two bright blue ones on my calendar at work this month.
baselle Says:
June 28th, 2009 at 03:02 am 1246158151
1246158151

Yep, poison dart frogs obey the biological rule:

If you are brightly colored, you are either sexy or deadly.

Enjoyed all your pics!
fern Says:
December 9th, 2009 at 01:15 pm 1260364510
1260364510

I found your photos! Love the froggie!
toyguy1963 Says:
December 9th, 2009 at 04:17 pm 1260375449
1260375449

Thanks Fern, I'm glad you finally got to see these.

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The Toyguy's Blog

Chugging along at a snail's pace.

Vacation Pics Number 4

8 Responses to “Vacation Pics Number 4”

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