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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

a few little notes

February 8th, 2009 at 05:53 pm

I finally put my goals up on my sidebar. That will make it easier to keep track of. I actually have lots of little goals but they are not real specific and not totally financial so I don't bother putting those things up. Plus all my goals change a little from month to month depending on what life throws at me.

I also put a picture of myself up. Its me on a "good day" so look at our own risk. LOL. I don't plan to leave it up long. I think I'll put a different picture up like once a month or something.

I found a dime last last night. I've been putting any found money into a separate piggybank. I probably have about 80 cents in it. I'm going to save that money up to buy some little things that I want but don't want to spend my real money on.

Well thats all I got to write for now. Have to head for work soon anways. Have a great day!

Posted in Uncategorized | 5 Comments »

5 Responses to “a few little notes”

creditcardfree Says:
February 8th, 2009 at 05:58 pm 1234115933
1234115933

Nice picture!
NJDebbie Says:
February 8th, 2009 at 06:07 pm 1234116470
1234116470

Great pic!
oceansluver78 Says:
February 8th, 2009 at 08:45 pm 1234125918
1234125918

haha i wonder what a pic of you on a bad day looks like
LuxLiving Says:
February 9th, 2009 at 12:39 am 1234139943
1234139943

So, THAT'S what folks look like after too much moon-tanning!!!
toyguy1963 Says:
February 9th, 2009 at 04:51 am 1234155096
1234155096

Thanks for the comments everyone.

oceansluver78 you don't even want to see me on the bad day. LOL.
Lux I don't know if its the moon-tanning or the moonshine that got me.

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The Toyguy's Blog

Chugging along at a snail's pace.

a few little notes

5 Responses to “a few little notes”

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