About Me

Patrick

46 year old,single male in Ohio. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2009 Goals:
- Pay myself back $344 for muffler repairs on my car from December of 08.
- Add $400 to my E-Fund
- Hold off as much as possible on my smaller "funds" and goals till first 2 goals are done.
X- Continue saving for a total of $4000 for 2009 IRA.
- Start saving for total of $3000 for 2010 IRA.
- Have my first ever yard sale when the weather starts getting nice this spring.
- Try to take a real vacation around July or August possibly to Costa Rica.
- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

coffee and donuts

January 23rd, 2009 at 09:59 pm

McDonalds sent everyone around here a coupon for one of their MC-cafe things.
So I got a free Latte on my way to work. When I got to work they had free donuts so
I guess I did pretty good. I really don't drink coffee normally, but every once in awhile I like a cappacino or some kind of fancy flavored coffee.

I also found a quarter today. Recently I started putting any money I find into a special piggy bank. Its kind of my version of the $20 challenge. So far I have about 75 cents in it. I usually find quite a bit of money but haven't found as much lately. I think people are holding onto their money tighter these days.

Posted in Uncategorized | 7 Comments »

7 Responses to “coffee and donuts”

baselle Says:
January 23rd, 2009 at 10:47 pm

I've been finding less money on the sidewalk too. I think its also because if someone hears the clink, they are more likely to retrieve it. Someone at someplace saying, "oh h&ll leave it", is our stock and trade.
Petunia Says:
January 24th, 2009 at 06:27 am

"I usually find quite a bit of money but haven't found as much lately. I think people are holding onto their money tighter these days."

Interesting sign of the times.
Thrifty Ray Says:
January 24th, 2009 at 08:19 am

free coffee and donuts...u cant be that for a great start to a day! Have a good one!
toyguy1963 Says:
January 24th, 2009 at 08:49 am

Yep another sign of the times.
Thanks everyone.
Koppur Says:
January 24th, 2009 at 10:29 am

Free breaky! Jingly jingly quarter! You had a great day.
Blue Eyes Says:
January 24th, 2009 at 03:48 pm

Great job finding the quarter. Lately I have only been finding pennies, but it all adds up!!
toyguy1963 Says:
January 24th, 2009 at 08:52 pm

I found 6 more cents tonight so I'm on a roll.

The Toyguy's Blog

Chugging along at a snail's pace.

coffee and donuts

7 Responses to “coffee and donuts”

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