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a few odds and ends

November 24th, 2008 at 10:55 pm

On one of my last posts I mis-spoke. I said that I was now getting 40 hours a week at work again. When I went in that day I found out I was only scheduled for 34 hours that week. I don't know what happened. The good news is that my boss left me work a few extra hours so it wasn't too bad. Still its a shame working in a store thats doing fairly well and working in the toy department at the Christmas season and I can't have my crumby 40 hours a week.

Anyways I found another dollar a couple days ago. My luck on finding money is still holding pretty well.

I also got a Pinecone check waiting to go to the bank and another one should be on its way. I was putting all survey money into my travel fund. But then I got sloppy and started dividing it into various other accounts. I have to start
putting all Pinecone money back into travel again. It added up kinda fast and it gave me initiative. I'm hoping I can go to Costa Rica in 2009 or someplace thats far off and exciting. I have enough money in my fund to pay for it already so its not totally a financial decision.

Had to pay my dentist about 21 dollars today from my last visit. I thought I paid them already but actually had forgot until I received a second bill from them. So I took care of that right away.

One of my credit cards was closed by Chase. I had 2 cards from them that are very similar. The one I use a lot and get points from. The second one I just kept as an emergency type thing in case I needed it. They asked me once why I didn't use the second card and I explained it to them. At that time they said it was fine and told me I could just save it for emergencies. They also upped the credit limit by a lot on the card that I do use. So now I got a letter from them closing the account because of lack of use. Ohh well it seems like more of a loss to them than for me. I just wonder if it hurts my credit rating. Even if it does I have no plans on buying anything major in the near future and my last credit score was 805 so I really don't care.

Everyone have a good week and a very happy Thanksgiving.

3 Responses to “a few odds and ends”

  1. creditcardfree Says:

    The account closure can't be held against you since you were not in default. The only thing it probably changes is your debt utilization ratio. That is how much outstanding debt you have compared to credit available. Now you have less credit issued to you. Not really a bad thing and not too much to worry about in your situation.

  2. toyguy1963 Says:

    Thanks for the info. creditcardfree. I wasn't very concerned and there wasn't a lot I could do anyway but its good to know that it isn't resally held aginst me.

    I still have 7 credit cards. And I still only use 1 of them. The others might start dropping me too.

  3. creditcardfree Says:

    It is possible they will drop you or lower your limit. It is just the banks/credit card companies changing their portfolios so they do have as much outstanding credit out there. Nothing personal!!

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