<< Back to all Blogs

About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

New Course

November 5th, 2008 at 05:45 am

Went to the Democrats Election party tonight. Everyone was in so much happier mood than the last election. Plus I got free food. :-)

A couple weeks ago someone stole my yard sign for President. I was sooo mad. I couldn't get a replacement sign so I made one of my own. I have to admit it was funny tonight when I got home cause someone stole my sign again, but this time they replaced it with a McCain sign.
I am in too good of a mood to get very angry and it was funny.

My vacation is officially over tonight.
Its going to feel strange going in to work tomorrow after 2 weeks off. I was actually supposed to be off one more day but they made some kind of mistake. I'll get an extra day of pay this way so it worked out pretty good for me. I can use the extra money.

Well regardless of the election I hope things start getting better for everyone.
Life is still going to be rough for many of us for a good while but I feel tonight like there is a light at the end of the tunnel.

Posted in Uncategorized | 4 Comments »

4 Responses to “New Course”

Maismom Says:
November 5th, 2008 at 05:36 pm 1225906601
1225906601

I agree! My DH and I were super happy last night, we went out to celebrate. We have a smart leader in place now
HouseHopeful Says:
November 5th, 2008 at 10:37 pm 1225924628
1225924628

The sign switching is funny. Glad you had a good vacation!
Lady T Says:
November 6th, 2008 at 01:08 am 1225933708
1225933708

There was a funny story on the morning radio show I listen to this morning ... this woman emailed and told how someone had been stealing her Obama yard sign every day. She'd go get another one and put it out, then the next morning it would be gone again ... she said she replaced it 15 times!! Five minutes later a man called in and confessed to stealing her sign ... it was HER HUSBAND!! LOL He said their yard was the ONLY one in their entire neighborhood w/an Obama sign and he didn't want to get razzed by his poker-playing buddies (who are also his neighbors), so he'd take the yard sign every morning before he left for work and toss it in his trunk. Then I guess his wife would replace it that evening, and it just went on and on. He was wondering if he should confess or not ... the 2 male DJs on the show told him "no way" and the 2 female DJs on the show told him he'd better 'fess up or there would be more hell to pay if she found out from one of the neighbors or a friend later. Too funny!!
toyguy1963 Says:
November 6th, 2008 at 04:57 am 1225947428
1225947428

Ohh that is a funny story Lady T.
I alway end up getting my signs stolen.
Thanks everyone for the comments.

(Note: If you were logged in, we could automatically fill in these fields for you.)

Name:	*
Email:	Will not be published.
	Subscribe: Notify me of additional comments to this entry.
URL:
Verification:	* Please spell out the number 4. [ Why? ]

vB Code: You can use these tags: [b] [i] [u] [url] [email]

The Toyguy's Blog

Chugging along at a snail's pace.

New Course

4 Responses to “New Course”

Leave a Reply