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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

OK I caved

October 27th, 2008 at 03:53 pm

And not the kind I would like to do.

I turned my heat on about 11 am today. Its set very low but its on. I guess that cold front came in and I just couldn't handle the temp in my house under 50 degrees. So please mark me down for Oct.
27 on your heat contest Fern. I put up a good fight but was no match for the Californians.

I watched several of my horror movies last night. I watched "The Equinox",
"The Nurse", and "Howling 4".
Horror movies don't usually bother me at all. And these ones were pretty mild really. But something must have got to me last night. I had a strange dream this morning about an amusement park and a guy
trying to kill me in my garage. I think he was trying to make bacon out of me.
I think it was the cold getting to me. Or maybe I was getting hungry for some bacon. LOL.

Posted in Uncategorized | 3 Comments »

3 Responses to “OK I caved”

HouseHopeful Says:
October 27th, 2008 at 05:41 pm 1225129284
1225129284

I love horror movies! This time of year there's a bunch of good ones on tv, especially late at night. I read your last post about doing a horror movie marathon in October and I do the same. Cable movies, library movies and a few newer ones from the movie store. LOVE this time of year!
Joan.of.the.Arch Says:
October 27th, 2008 at 06:06 pm 1225130794
1225130794

How cold did it get outside and for how long in order for it to go below 50 in your house? We had 33 and windy last night but the house only went to 58.
toyguy1963 Says:
October 29th, 2008 at 06:51 am 1225263116
1225263116

Househopeful - I don't have cable TV so there hasn't been very many Halloween movies on regular TV for me to watch. I think I watched one. But I have a lot of my own DVDs and got a bunch from the Library.

Joan - I'm not really sure what the outside temp was. I think it was about the same as yours. About 33. I only have my heat set on 58 right now. I plan on keeping it pretty low but its amazing how the difference a few degrees makes.

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The Toyguy's Blog

Chugging along at a snail's pace.

OK I caved

3 Responses to “OK I caved”

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