About Me

Patrick

Still single, 45 year old, male in Ohio. I'm "the toyguy" because I work in the toy dept. of a large retail store.

I'm going to post some of my new goals as I come up with them. I constantly alter and tweak my goals as circumstances change.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

House Payment going up

August 27th, 2008 at 09:46 am

Well not really the house payment itself. Thats pretty reasonable and at a fixed rate. But taxes and insurance and all those good things that are added to my mortgage are going through the roof.
The amount I pay just got raised for October by about 60 bucks.

Thats going to hurt the budget just a little. But not so bad. I was planning on adding more to my payment anyways so I can pay my house off a lot sooner. So that extra 60 just cuts into my plans a little. Taxes in general are going crazy around here and they always want more. I don't even mind paying taxes really at all. I just want them to be at a reasonable rate and I want to feel like we get our moneys worth from them.

Posted in Uncategorized | 6 Comments »

6 Responses to “House Payment going up”

dmontngrey Says:
August 27th, 2008 at 09:48 am

Mine's going up too. At least $50 - can't remember now and the paperwork is at home. Escrow shortage.
toyguy1963 Says:
August 27th, 2008 at 11:06 am

Yep thats what mine calls it too. Basically its from the city raising my taxes so much. They keep doing city improvements like new stop lights and a big new library and the problem is that i'm paying for it.

Thanks dmontngrey for the reply.
disneysteve Says:
August 27th, 2008 at 06:33 pm

For some strange reason, we actually had an escrow overage on our last review and they lowered our payment. We've been in the house over 14 years and I don't think the payment has ever gone down before. I know it won't last, but I'll enjoy it while it does.
toyguy1963 Says:
August 27th, 2008 at 09:17 pm

Thanks for the comment Steve. Mine has gone slightly down a few times but usually it goes at least a little up. And I think this time was the highest its ever been increased.

Yeah enjoy it going down while you can Steve.
cptacek Says:
August 27th, 2008 at 09:20 pm

Hey, mine went down too! A whole $7!
toyguy1963 Says:
August 27th, 2008 at 10:16 pm

Good going cptacek. Any decrease would be wonderful.

The Toyguy's Blog

Chugging along at a snail's pace.

House Payment going up

6 Responses to “House Payment going up”

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