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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

worried saturday

August 24th, 2008 at 04:50 pm

As I mentioned in an earlier post, my nephew thought he was on a verge of a heart attack on Friday night but wouldn't do anything about it. So, when we left the concert he said he would call me to let me know he got home ok. Of course he didn't. And still not hearing from him Saturday I started to panic a little bit. I tried calling him and tried calling everyone that might have made contact with him. I sort of stirred things up and didn't get anywhere. Fortunately, my neice finally got hold of him and he was ok. He still has the chest pains though so thats not good. I'm not so sure its a heart attack anyway, but its still something that needs attention.
I'm just relieved I didn't have to go looking for a body or somthing. That was my fear most of Saturday.

In other not so dramatic news, I had a no spend/no drive (but very productive) day at home a few days ago that I haven't had a chance to mention till now. I rarely if ever have a totally no spend day and usually don't even try. I'm pretty much a low spend day kind of guy all the time as it is. Just staying home and working on projects without spending a penny was a very nice change. I need to try for that more often. The thing is I hate just staying home. I'm somewhat antsy and always want to be somplace else no matter where I am. LOL.
So I'm giving myself a big "THATA BOY!" for succeeding at least one day of just staying home. It felt good but it may be awhile before such a thing happens again.

Posted in Uncategorized | 4 Comments »

4 Responses to “worried saturday”

Amber Says:
August 24th, 2008 at 04:54 pm 1219596878
1219596878

Glad he is OK, he definitely needs to have it checked out ASAP
toyguy1963 Says:
August 24th, 2008 at 04:56 pm 1219596996
1219596996

Yeah he should but he is even more stubborn than his uncle so he probably wont get it checked out.
Thanks for the reply Amber.
Lady T Says:
August 24th, 2008 at 05:00 pm 1219597227
1219597227

Good for you on the no-spender!! Glad your nephew was OK and hopefully he will get in to see a doc soon ... maybe if the chest pains persist he will.
toyguy1963 Says:
August 25th, 2008 at 04:17 am 1219637865
1219637865

Thanks Lady T.
Yeah I am thinking the same thing that if he still has pains in a few days I think he will go to the doctor.

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The Toyguy's Blog

Chugging along at a snail's pace.

worried saturday

4 Responses to “worried saturday”

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