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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

a small goal achieved

January 7th, 2008 at 07:22 pm

Well I opened up a sub-account on ING for a car fund. Thanks for everyone that helped me figure out how that works. It was actually very simple once I had the info. I needed.
I only put $10 in there but its a start and its a fairly long term ongoing goal. Plus I still have that first seedling $1
making my car fund a whopping $11. TADA!

And I opened another sub-account for medical purposes. Its basically in case any big medical or dental bills come up in the more distant future. I also funded that with $10.

When I get paid this week I will put a little into my E-Fund but most of the check will go towards my 2008 IRA contribution. I normally put in 3000 and thats what I had planned on doing this year. But, with reading so many great goals on this website I decided I'm going to try to put $4000 in the IRA this year.
Right now I'm about half way saved up for that. So for the next couple of months my big focus will be on saving up for my IRA. Then I might be able to save more into my other funds after that.

Ohhh one other thing. I'm supposed to get another bonus from my job next month sometime. Its approx. $394.
That money will go into my travel fund. I don't get to travel as much as I would like to but its one of my top priorities in life. I went to Romania (to visit with Dracula)for Halloween 2006. It was such a blast I think I'm going there again for this year's Halloween. I have a couple of other possible options but whenever I think about that last trip I want to go back again. Its one of the most fun and interesting places I've ever been to.

Well thats all I got for now. I hope everyone has a good day.

Posted in Uncategorized | 3 Comments »

3 Responses to “a small goal achieved”

Ima saver Says:
January 7th, 2008 at 08:01 pm 1199736069
1199736069

Glad you got that car fund started!
Aleta Says:
January 7th, 2008 at 08:45 pm 1199738753
1199738753

What a great way to start the new year. I'm glad that setting up the new accounts is working for you. It will make things so much easier for you.
SingleGuyMoney Says:
January 7th, 2008 at 09:27 pm 1199741267
1199741267

The amount may be small but at least you are getting started. That's the most important thing.

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The Toyguy's Blog

Chugging along at a snail's pace.

a small goal achieved

3 Responses to “a small goal achieved”

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