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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

kinda spendy lately

November 4th, 2007 at 04:41 pm

Well the end of October started getting
expensive. The heat finally started kicking in and its still quite chilly in here. Fortunately the weather has been holding up pretty good all considered.
Also, my sister has been visiting so I've been eating out more (I eat out a lot anyway)and we went to 3 haunted houses.
I also bought the Palm TX that I have been saving up special for. I really like it but its still basically more of a toy.
Hopefully once I figure it all out it will be of some real use. Ohhh, and even though my electric bill is always very good, I'm expecting it to be higher next billing with my sister visiting and stuff. So yeah, a lot more spending in general lately.

Posted in Uncategorized | 3 Comments »

3 Responses to “kinda spendy lately”

Amber Says:
November 6th, 2007 at 03:52 am 1194321175
1194321175

You should add this entry to how you saved...it is great that you saved for your Palm and paid cash. No cc
Toyguy1963 Says:
November 6th, 2007 at 04:22 am 1194322977
1194322977

Thanks Amber. I never even thought of that.

Fortunately this month will be a good money month. There are 3 paydays this month where I budget for
just 2. Plus I get a bonus from work. Its a very small bonus (only $180) but I'm not complaining.
Amber Says:
November 8th, 2007 at 02:18 am 1194488335
1194488335

That is nice to get a bonus, the only tim I see a bonus is X-mas

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The Toyguy's Blog

Chugging along at a snail's pace.

kinda spendy lately

3 Responses to “kinda spendy lately”

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