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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

a little this, a little that

August 24th, 2007 at 04:22 pm

So far today has been un-eventful. I work at one of the "big" retail stores in the evening shift so my day is really just starting.

I sorta started my own version of the $20 Challenge. I haven't worked out all the rules and details for it very well. But so far since I started it in June I've saved over $160.
My goal for the challenge is to save up enough to buy a Palm TX PDA. (about 400 dollars)Its not a necessity, its a want. But it will be very useful.

I was wondering if anyone on here that has G Mail that could send me an invite or whatever they call it? I've wanted to get GMail but on their website it says you either have to give them your cell phone number. I'm weary of doing that and besides a lot of people still do not have cell phones. Anyways, the other option is to get "invited" to GMail by someone that already has it. So if anyone has it and wouldn't mind sending me an invite I would appreciate it very much.

Well I rambled enough for now. Hope everyone has a great day.

Posted in Uncategorized | 8 Comments »

8 Responses to “a little this, a little that”

ihate2work Says:
August 24th, 2007 at 04:37 pm 1187973479
1187973479

send me an email to ihate2work at gmail dot com and I'll get you an invite.
Toyguy1963 Says:
August 24th, 2007 at 04:42 pm 1187973733
1187973733

Thanks very much ihate2work. I'll send you an email right now.
Broken Arrow Says:
August 24th, 2007 at 06:55 pm 1187981739
1187981739

Oh yes, the TX is very sexy indeed. If it wasn't for the fact that I already have a Treo, and don't need a cellphone, the TX would be high on my short list of Palm alternatives to get.

Hmm. I don't see the need to for a cellphone in the first page of registration. Perhaps is after that? You can always put in a fake one or use a different email service? But I see ihate2work has you squared away, so that's fine too.
Toyguy1963 Says:
August 25th, 2007 at 04:04 am 1188014656
1188014656

Yeah thanks BA. The TX is a pretty little thing. :-)
I got the gmail all set up and running.
aussie76 Says:
August 25th, 2007 at 02:42 pm 1188052945
1188052945

Hi there
Just wanted to check in with other newbies' blogs.

Hope all goes with our blogging!
Amber Says:
August 26th, 2007 at 04:25 am 1188102324
1188102324

What is gmail
Toyguy1963 Says:
August 26th, 2007 at 05:27 am 1188106021
1188106021

Hi Amber. G Mail is an email account kind of like hotmail or yahoo has. Its from Google. But I wanted it because you can use gmail with outlook express which you can't do with Yahoo mail.
Amber Says:
August 26th, 2007 at 12:18 pm 1188130699
1188130699

thanks

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The Toyguy's Blog

Chugging along at a snail's pace.

a little this, a little that

8 Responses to “a little this, a little that”

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