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About Me:

Patrick

Single male in Ohio born in 1963. I'm "the toyguy" because I work in the toy dept. of a large retail store.

2011 Goals:

- Pay myself back into my savings account the money that I used to pay off my mortgage.
- Put $3000 into a Traditional IRA again.
- Put $1000 into a Roth IRA.
- Add at least $2000 to my Antarctica fund.
- Add $400 to Emergency Fund (At end of 2010 I have $2526 in this fund)
- Put at least some money into my car fund. I have a car fund created at ING with about $25 in it but need to start saving for a future car purchase.
- Go to Scotland for a week in May for a ghost tour and stay a few days in New York city.
- Might have to have another expensive roof repair. Last year or so I had to have half the roof done and was very satisfied. But I think I have to have the rest of the roof done now.
- Take a short trip to New Orleans for Halloween.

2010 Goals:

X- Pay myself back for latest car repair (rear breaks)
X- Add $400 to my E-Fund
(Added $410)
X- Continue putting whatever money I can into IRA fund for 2010 and 2011.
X- Put $3000 into IRA for 2010
X- Have income taxes done before end of March
X- Continue paying at least $100 extra on Principal of my mortgage each month
X- Continue putting whatever extra I can afford into my Travel Fund
X- Have to call Tours of Terror to make arrangements for Ghost Tour in Scotland for next year.
X- Try to take a trip to west Virginia in Spring or early summer.
- Take a short trip to Phoenix Arizona if I can get very low cost tickets. (FAILED. Couldn't get cheap enough airfare)
X- Figure out exactly when I can pay off the rest of my mortgage. It might be this year or the end of next year.

"Lofty" 2010 Goals:

X- Pay off my house completely by November. This one is not so lofty cause I will be paying it off sometime regardless. November will be the absolute earliest though.
(Paid off end of October)
X- Start an Antarctica Fund and save at least $1000 in it. I want to go there someday but its very expensive and my Travel Fund alone will never be able to handle it. (Put in $1200)
- Put at least an extra $1000 into my 2010 IRA than stated above but put it into a Roth instead of a Traditional.
(Failed. Never got around to this one)

2009 Goals:
X- Pay myself back $344 for muffler repairs on my car from December of 08.
X- Add $400 to my E-Fund.
X- Continue saving for a total of $4000 for 2009 IRA.
X- Start saving for total of $3000 for 2010 IRA. (Saved $690)
X- Have my first ever yard sale when the weather starts getting nice this spring.
X- Try to take a real vacation around July or August possibly to Costa Rica.
X- Pay at least $100 extra per month to Mortgage principal. I plan to pay off my mortgage completely before the 20 year mark which is about 3 years from now.

2008 Goals:
- Continue using Quicken to keep my checking and other accounts in order.
- Save at least an additional $400 into my
E-Fund (DONE) which currently has $1,200 in it. My overall goal for E-Fund is $12,000.
- Slowly work on building up a car fund. (VERY SLOWLY)
- Save enough into Travel Fund to take a good vacation in October. (Saved enough money but cannot travel this year)
Save $4000 for 2009 IRA contribution.
- Continue my "Paper (clutter) Challenge"
- More to come as I think it over.

Belated Payday Update.

July 17th, 2009 at 06:23 am

Lots of excuses but got paid this past Thursday and am just now updating it on here. I should make a blog about my excuses for not posting on my blog. "Honest, the dog ate my blog. LOL.

Anyways. Put $50 as usual towards the Principal on my mortgage. Put $20 towards 2010 IRA. And after everything else was taken care of I had $70 left as cushion in my checking account. The reason I'm padding my checking is cause I had spent
more than usual for awhile and depleted much of what I had in that account. Also I still need some very expensive dental work in the near future and I'm trying to
save up for it.

Did something thrifty tonight when I got home from work. I cut my own hair. I've actually never been to a barber in my entire life. My mother when she was alive used to cut it. When she got too ill I just decided to cut it myself. It may not
look great but its not too bad. Besides I'm not all that pretty or anything to worry about it.

I found a dollar bill last week. During the past week or so I also saw quite a bit of change (mostly pennies) but for various reasons I didn't pick it all up.
Not sure how much of that I actually did pick up though.

Posted in Uncategorized | 6 Comments »

6 Responses to “Belated Payday Update.”

creditcardfree Says:
July 17th, 2009 at 03:10 pm 1247843433
1247843433

I wish I would find dollar bills...much more fun than pennies! Great job on the hair. I'm impressed.
Patrick. Says:
July 17th, 2009 at 04:07 pm 1247846871
1247846871

Thanks creditcardfree. Found money is always a nice treat.
dmontngrey Says:
July 17th, 2009 at 04:23 pm 1247847806
1247847806

Put me down for "dog ate my blog" too!

DH cuts my hair. He does his own too - just shaves his head.
Patrick. Says:
July 17th, 2009 at 04:27 pm 1247848056
1247848056

LOL. Thanks dmontngrey. The really bad thing is I don't even have a dog. shhh, don't tell on me.
fern Says:
July 18th, 2009 at 01:36 pm 1247924192
1247924192

I used to cut my boyfriend's hair and it looked so good, he got 2 compliments!! I didn't really think it was hard, especially for a man's haircut. I just made sure that i cut his hair pretty much the same length all around his head, so there weren't any, umm, bald patches any where
Patrick. Says:
July 19th, 2009 at 03:12 am 1247973155
1247973155

Well Fern I couldn't do anything about the bald patch. Mine was natural. LOL.

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The Toyguy's Blog

Chugging along at a snail's pace.

Belated Payday Update.

6 Responses to “Belated Payday Update.”

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